Apply for Cashback Credit Card in India

The cashback amount is auto-credited to your SBI Card account within two working days of your next statement generation. Under the milestone program of a credit card, you can get exciting offers and benefits by spending the required minimum amount within a given time period. When you use your credit card, the merchant pays a transaction fee to the credit card company. These fees range from 1.5% to 3% of the total transaction value.

These days, most people make vendor payments via UPI as it is most convenient. With 3% cashback on payments made through the super.money app and 1% cashback on all other card spends, it ensures you get rewarded every time you pay. Since the card is lifetime free, there are no hidden costs or annual fees to worry about. Add to that the fuel surcharge waiver, and it becomes a simple, no-fuss credit card that delivers solid value on routine expenses. While cashback credit cards offer great benefits, it’s essential to be aware of potential charges like interest on carried balances, late payment fees, and foreign transaction fees.

Cashback Benefits

If you’re planning a big-ticket purchase like a smartphone, TV, or laptop, SBI Cards deliver the highest upfront savings with instant discounts and bonus slabs. Also, let us know your views on the card in the comment section below and whether or not you are going to apply for the card. Unlock endless rewards and convenience with our Lifestyle Credit Card, where every swipe brings you exciting benefits. Understanding the Credit Card interest rate is essential, whether you’re new to Credit Cards or a long-time user. Primary cardholders should be between the age of 18 and 70 years.

This is a unique debit card, created to highlight exclusivity, is filled with various thrilling and rewarding features and benefits, that are available with transaction by this card. Cashback programmes offer direct monetary returns on your spending, typically ranging from 1% to 5% of your purchase amount. The money is credited directly to your account or adjusted against your credit card bill. According to RBI data, cashback offers remain particularly popular in India due to their straightforward nature and perceived value.

For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. Makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. From and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Clear can also help you in getting your business registered for Goods & Services Tax Law. I did not get a Locked Card as communicated by the sales person. You should go to the ‘Help and Support’ section under the main menu in the top left corner. Under your loan, you can raise a request against your loan account number. A few vouchers, such as ‘Rewards in Process’ get unlocked only after you complete the ‘Offer Activity’. What is the minimum number of Bajaj Coins needed to buy a voucher?

The SBI Cashback Card is considered as a veteran credit card by many and is a great entry-level card. Go through our Cashback SBI Card review to learn about its features and benefits. Banks offer a wide range of credit card offers and rewards for cardholders. Cashback is one such reward system wherein the cardholder is paid a small percent of the expenses that are made using the credit card.

However, you can use your cashback for making payment transactions. Vouchers are rewards that can be earned by making payment transactions with us. Get more from your credit cards, loans, and mortgages with your salary account. Budget-friendly card with a low fee and a strong reward structure for online shopping beginners.

You even get 4% cashback on partner merchants like Ola, Swiggy, Zomato, etc. The card is mainly for young professionals who mostly use online payments and spend money at these online merchants. A cashback credit card offers a percentage of your spending back as cash. This cashback can either be used to offset your credit card bill or be redeemed for other rewards, depending on the card’s terms. Make sure that you read the spend eligibility criteria carefully before applying for a cashback credit card.

Track Application

On the other hand, tiered-rate cards give you different percentages based on what you’re buying. You might get 3% cash back at gas stations, 2% on groceries, and 1% on everything else. These cards can be more rewarding if you tend to spend a lot in specific categories, but they require you to pay attention to where and how you’re spending. With a flat-rate card, you earn the same percentage on everything you buy. For example, if your card offers 1.5% cash back, you’ll get that 1.5% whether you’re buying groceries or booking a flight.

It offers 10x reward points on popular online merchants like Apollo 24×7, Netmeds, BookMyShow, Lenskart, etc. You can earn 5x reward points on other online and 1 reward point on other offline spends. Also, you can earn Rs. 4000 worth of vouchers per year on achieving the spend milestone. Key highlights – HSBC Live+ credit card is a great credit card for online purchases. HSBC Live+ Credit Card provides unlimited cashback to the cardholders and its users on various spending segments.

• Make sure you meet the eligibility criteria, including income and credit score, before applying.
• All other purchases, including groceries, online shopping, travel, and dining, are eligible.
• What is the minimum number of Bajaj Coins needed to buy a voucher?
• This is another co-branded online shopping card that offers shopping, transport, and lifestyle benefits.
• This card is a coveted basic debit card provided by Axis Bank, and there are many reasons for this.

These rewards are on top of the regular points or benefits your card offers. Personalized offers may vary, so it is important to check the email or message sent by IndusInd Bank. The festival runs from 22 September to 31 October 2025, and registration is required before 30 September 2025. Only cardholders who opt in will be eligible for the offer. Once registered, the rewards are credited within 90 days after the offer ends.

It provides different cashback cards, amongst which ADIB Cashback Visa Covered Card is known for the cashback provided on every usage of the card. To really maximize your cash back, take advantage of seasonal offers. Think about where you spend most of your money—do you spend more on travel, groceries, or gas?

Offers are designed to provide added value or savings, encouraging customers to make purchases or use services. They are commonly used in various industries, including retail, travel, finance, and dining, to boost sales, increase customer engagement, and enhance brand loyalty. A cashback credit card is a credit card that provides cashback whenever the customer swipes the card at a physical store or makes online payments through the credit card. BankBazaar is an online credit card application platform that has been approved as a partner by numerous private and nationalised banks. You can apply for a cashback credit card, verify your eligibility, and upload the required documents to get a quick approval. Some credit cards allow you to earn both cashback and reward points on certain purchases, but this depends on the card issuer’s policies.

The membership ID will be sent to your registered e-mail within 60 days of first salary credit pinup bet to your new HSBC Salary Account. Salary needs to be deposited within 90 days of account opening. Save 15% on up to 10 purchases when you spend INR1,999 or more in the Lifestyle app. Cashback is automatically credited to your statement within 45 days after the statement date. This card does not operate on a points-based system, so there are no gift vouchers available for redemption.

This Debit card is one of the most features riched debit cards of Kotak Mahindra Bank powered with Visa and provides many online purchasing offers on Indian sites. This Debit card gives you the facility of international transactions and cash withdrawal anywhere around the globe. For example, if you spend ₹50,000 monthly with a 2% cashback card, you earn ₹1,000 directly credited to your account.

This makes the festival more rewarding for those who actively use their cards. Banks such as Barclays and Santander also offer business credit cards with integrated cash-back programs. These cards reward businesses for everyday expenses like fuel, office supplies, and utilities, making them ideal for small to medium enterprises across the EU.

You have 20 days after the bill generation date and an interest-free period of around 50 days. It is essential to pay at least the minimum amount due by the due date. There are no additional charges if you repay your outstanding dues in full on or before the due date. The AU LIT Credit Card offers cashback across various categories such as online shopping, dining, apparel, etc. The Cashback SBI Credit Card is a great card for Rs. 1,000 if you love getting cashback for online and offline shopping.

Earn cashback on online and retail purchase transactions on the debit card linked to your HSBC salary account. The HSBC Cashback Credit Card, now rebranded as the HSBC Live+ Credit Card, is designed for individuals who frequently spend on dining, groceries, and online transactions. This card offers a generous cashback structure, making it ideal for those who want to maximize their savings on everyday purchases without the hassle of reward redemptions. The SBI Cashback Credit Card offered by SBI Card is an excellent card in terms of the cashback benefit it provides. With this card, you can get up to 5% cash back on every online spend and 1% on offline spends.

Each of these programs offers unique features suited to businesses, allowing them to maximize their rewards and reinvest those savings back into their operations. Revolut is another major player in the European market, offering cash-back rewards tailored to business clients. In short, while cash-back programs offer plenty of perks, they work best when used responsibly and with an eye on fees, limits, and spending habits.